Employee Accident Option

Accident Insurance (Policy Series WIND-ACC 8/08)

1. 24 hour (and off-the-job coverage for accidents)
2. Indemnity amounts payable for many triggers such as:
   1. Hospitalization
   2. Emergency room
   3. AD&D
   4. Transportation
   5. Follow-up care
   6. Burns, lacerations, fractures, dislocations
3. Optional Riders for Hospital confinement due to Sickness, an Enhanced Emergency Room Benefit and a Wellness Benefit, Enhanced Physician Office/Urgent Care Rider and HIV Rider.
4. Guarantee issue on the base plan for eligible employees
5. Coverage available for spouse and children when the employee purchases
6. Policy is portable should the employee leave his/her employer

Marketing Materials

1. Product Overview Brochure
2. Underwriting Guidelines