Employee Disability Option

Short Term and Long Term Disability Insurance (Policy Series GDP499)

1. Short-term (up to 2 years) and Long-term Disability benefit periods
2. Off-the-job Disability coverage for accidents and sickness
3. Multiple benefit elimination periods to meet employer and employee needs
4. Waiver of premium
5. Partial disability benefits
6. Mental Illness benefit
7. Alcohol and Drug benefit
8. Guarantee issue available for qualifying groups

Marketing Materials

1. Product Overview Brochure
2. Underwriting Guidelines